A loan you can plan for.
Installment loans paid back in equal monthly amounts — not one lump sum. See your estimated payment in under a minute. Checking won't touch your credit.
Illustrative only. Example: $2,500 over 12 months at 99% APR ≈ $271/mo, total ≈ $3,252. Your actual rate, fees and terms depend on the lender and your state.
See real offersPay it back in a straight line, not a cliff.
A payday loan asks for everything at once. An installment loan splits the same amount into equal payments you can budget around — every month looks the same until you're done.
Your $2,500 plan, 6 of 12 shown
Three steps, mostly waiting.
Tell us the amount
Pick $500–$5,000 and a term that fits your monthly budget.
See real offers
We match your request with lenders licensed in your state. Compare APR and payment.
Get funded
Sign with the lender you choose; approved funds can arrive as soon as the next business day.
Loans that show their work.
Predictable
Equal payments mean no guessing. You know the last payment date on day one.
State-aware
We only show lenders allowed to operate where you live — within your state's caps on amount, term and APR.
Honest by default
Full APR and fees are on the table before any signature. No "guaranteed approval" games.
Example payments by amount.
| Loan amount | Term | Example APR | Est. monthly | Total repaid |
|---|---|---|---|---|
| $1,000 | 9 mo | 99% | $142 | $1,278 |
| $2,500 | 12 mo | 99% | $271 | $3,252 |
| $5,000 | 18 mo | 89% | $418 | $7,524 |
Find the rules where you live.
Straight answers.
Is an installment loan the same as a payday loan?
No. An installment loan is repaid in fixed amounts over several months; a payday loan is usually due in full on your next payday. Installment loans give you a predictable schedule instead of a single large payment.
Will checking my rate affect my credit score?
Seeing your estimated rate uses a soft inquiry, which does not affect your score. A hard inquiry may happen only if you choose to proceed with a specific lender.
How much can I borrow, and for how long?
Typical online installment loans run from $500 to $5,000 over 3 to 24 months. Your available amount and term depend on the lender, your income, and your state's laws.
Are you a lender?
No. We are not a lender and do not make credit decisions. We connect your request with a network of lenders and lending partners licensed in your state.
A plan you can actually keep.
See your estimated monthly payment in under a minute. No impact to your credit to check.