We make the cost visible.
InstallmentLoanOnline.net is a free matching service that connects borrowers with state-licensed installment lenders. We don't lend money — we help you see the full cost and find lenders who can actually serve your state.
Our mission
Borrowing money when you're short is stressful. The industry has a long history of hiding the true cost until it's too late. We started with one rule: show the math first.
Every page that touches a loan shows the figures before anyone signs anything:
- The APR
- The monthly payment
- The total of payments
If a product is expensive, we say so. We point to cheaper alternatives where they exist.
How we make money
We're transparent about this because it affects trust. When we match your request with a lender and you choose to proceed, that lender may pay us a referral fee.
You never pay us, and a fee never changes the rate a lender offers you. We don't rank lenders by who pays most. Matches are based on your state, amount and eligibility.
Not a lender
We don't make credit decisions or set terms. Lenders do.
Cost first
APR and total cost shown before any commitment.
Privacy kept
We don't sell your data. See our Privacy Policy.
Editorial standards
Our guides are written for people making a real decision, not to chase keywords. Every article meets the same checks:
- Reviewed against current Consumer Financial Protection Bureau and state-regulator publications
- Carries a clear author and update date
- Links to its sources
- Figures labeled as examples and refreshed as rules change
Read more from our team on the blog, including Maya Cordell.
Contact
Questions, corrections, or a data-removal request? Reach us at [email protected] or via our contact page.
See it for yourself.
Check your estimated payment — full cost up front, no credit impact.