From request to funded, step by step.
No paperwork to mail, no office visit. Here's exactly what happens when you request an installment loan through us — and what we do and don't do.
Request your amount
Choose $500–$5,000 and a term that fits your budget, then add basic details: income, employment and an active checking account. No documents to upload to get started.
Compare offers
We pass your request to lenders licensed in your state. You review the offers that come back — APR, monthly payment and total of payments — and pick the one you like.
Sign & get funded
You sign directly with the lender you choose. Once approved, funds are often deposited as soon as the next business day, straight to your bank account.
When the money lands.
Timing is typical, not guaranteed. Funding speed depends on the lender, approval, and your bank's posting times.
What we do
- Collect your request through one short, secure form
- Match it with lenders licensed in your state
- Show you offers so you can compare APR and payment
- Keep your data private — we don't sell it
What we don't do
- We are not a lender and don't make credit decisions
- We don't set your rate, fees or terms — lenders do
- We don't guarantee approval or a specific offer
- We don't charge you to check your rate
Straight answers.
Do I need good credit?
Not necessarily. Some lenders in our network weigh income and ability to repay alongside credit. Borrowers with lower scores may still receive offers, usually at a higher APR. See bad credit installment loans.
What do I need to apply?
Generally: you're 18+, a U.S. resident, have a steady income source, and hold an active checking account. See full eligibility details.
Is there a fee to use this site?
No. Our matching service is free to you. Lenders may charge interest and fees on the loan itself, which are disclosed before you sign.
Ready to see your offers?
Start the 2-minute request — no impact to your credit to check.