Online installment loans, on a schedule.
Borrow what you need and pay it back in equal monthly amounts — with a payoff date you can see from day one. Check your estimated payment in under a minute. It won't affect your credit.
Illustrative only. Your actual rate, fees and terms depend on the lender and your state.
See real offersWhat is an online installment loan?
An online installment loan is money you borrow and repay in equal, scheduled payments over a set number of months — typically 3 to 24. Unlike a payday loan, which is usually due in full on your next payday, an installment loan spreads the cost into predictable pieces. You know the payment amount and the final payoff date before you sign.
The whole request happens online. You tell us how much you need and a little about your income and bank account; we match your request with lenders licensed to operate in your state. If you're approved and accept an offer, funds are often deposited as soon as the next business day.
Key takeaways
- Borrow $500–$5,000 and repay over 3–24 months in fixed amounts.
- Checking your estimated rate uses a soft inquiry — no impact to your credit score.
- We are a matching service, not a lender; final terms come from the lender you choose.
- Available amounts, APR caps and terms are set by your state's law.
How the process works
Request your amount
Choose $500–$5,000 and a term. Add basic income and bank details.
Compare offers
We match you with state-licensed lenders. Review APR and the monthly payment.
Sign & get funded
Accept the offer you like best. Approved funds can arrive the next business day.
What a loan might cost.
| Amount | Term | Example APR | Est. monthly | Total repaid |
|---|---|---|---|---|
| $500 | 6 mo | 99% | $104 | $624 |
| $1,000 | 9 mo | 99% | $142 | $1,278 |
| $2,500 | 12 mo | 99% | $271 | $3,252 |
| $5,000 | 18 mo | 89% | $418 | $7,524 |
Straight answers.
What is an online installment loan?
It's money you borrow and repay in equal scheduled payments over a set number of months, rather than all at once on your next payday.
How fast can I get the money?
Many lenders fund approved loans as soon as the next business day after you sign. Exact timing depends on the lender and your bank.
Can I get one with bad credit?
Some lenders in our network consider applicants with low scores and weigh your income and ability to repay. Expect a higher APR with bad credit. See our bad credit page.
Will it affect my credit score to check?
Seeing your estimated rate uses a soft inquiry, which doesn't affect your score. A hard inquiry may occur only if you proceed with a specific lender.