Terms of Use

Last updated: June 15, 2026

These Terms of Use ("Terms") govern your access to and use of InstallmentLoanOnline.net (the "Site"). By using the Site, you agree to these Terms. If you do not agree, do not use the Site.

1. What we are

InstallmentLoanOnline.net is a free advertising and loan-matching service. We are not a lender, broker, or financial advisor, and we do not make credit decisions or fund loans. We connect your request with third-party lenders and lending partners. Any loan agreement is solely between you and the lender.

2. Eligibility

You must be at least 18 years old (or the age of majority in your state), a U.S. resident, and able to enter a binding contract. The service is not available in all states, and offers depend on your state's laws and lender criteria.

3. No guarantee of approval

Submitting a request does not guarantee that you will be matched with a lender, receive an offer, or be approved. Loan amounts, APR, fees and terms are set by lenders and vary by state and applicant.

4. Your responsibilities

  • Provide accurate, current and complete information
  • Use the Site only for lawful purposes and your own request
  • Not attempt to disrupt, scrape, or gain unauthorized access to the Site
  • Review any lender's terms carefully before signing

5. Third-party links and lenders

The Site contains links to third parties, including lenders. We are not responsible for the content, products, privacy practices, or actions of any third party. Your dealings with lenders are governed by their terms and policies.

6. Intellectual property

The Site's content, design and trademarks are owned by us or our licensors and may not be copied or used without permission.

7. Disclaimers

The Site and its content are provided "as is" and "as available" without warranties of any kind, express or implied. Information on the Site is for general purposes and is not financial, legal or tax advice. Figures shown are illustrative examples that vary by lender and state.

8. Limitation of liability

To the fullest extent permitted by law, we are not liable for any indirect, incidental, special, consequential or punitive damages, or any loss arising from your use of the Site or any loan you obtain. Our total liability will not exceed the amount you paid us to use the Site (which is typically zero).

9. Indemnification

You agree to indemnify and hold us harmless from claims arising out of your use of the Site or violation of these Terms.

10. Governing law & changes

These Terms are governed by the laws of the United States and the state in which the operator is established, without regard to conflict-of-law rules. We may update these Terms at any time; continued use after changes constitutes acceptance.

11. Contact

Questions: [email protected]. See also our Privacy Policy, APR Disclosure and E-Consent.